Terms of Service

Last updated: December 19, 2025

Welcome to Kumkum Studio. These Terms of Service ("Terms") govern your use of our mobile application Kumkum and our website kumkumstudio.com (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms.

1. Acceptance of Terms

By creating an account or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.

2. Description of Services

Kumkum Studio provides:

• AI-powered image processing and artistic effects
• Color theory education and tools
• Color palette generation and analysis
• Art education resources and content

3. User Accounts

To access certain features, you must create an account. You agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Accept responsibility for all activities under your account

4. User Content

You retain ownership of any content you submit through our Services. By submitting content, you grant us a non-exclusive, worldwide, royalty-free license to use, process, and display your content solely for the purpose of providing our Services.

You agree not to submit content that:

• Infringes on intellectual property rights
• Is illegal, harmful, or offensive
• Contains malware or harmful code
• Violates the privacy of others

5. Intellectual Property

The Services, including all content, features, and functionality, are owned by Kumkum Studio and are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express written permission.

6. In-App Purchases and Credits

Some features may require the purchase of credits or subscriptions. All purchases are:

• Final and non-refundable, except as required by law
• Subject to the terms of the applicable app store (Apple App Store, Google Play)
• Valid only for the account that made the purchase

7. Prohibited Uses

You agree not to:

• Use the Services for any illegal purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Services
• Use automated means to access the Services without permission
• Reverse engineer or decompile any part of the Services
• Use the Services to generate harmful or misleading content

8. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, KUMKUM STUDIO SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF YOUR USE OF THE SERVICES.

10. Indemnification

You agree to indemnify and hold harmless Kumkum Studio and its affiliates from any claims, damages, or expenses arising from your use of the Services or violation of these Terms.

11. Termination

We may suspend or terminate your access to the Services at any time, with or without cause. Upon termination, your right to use the Services will immediately cease.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of significant changes by posting the updated Terms and updating the "Last updated" date. Continued use of the Services after changes constitutes acceptance of the new Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

14. Contact Us

If you have questions about these Terms, please contact us at:

• Email: legal@kumkumstudio.com
• Website: www.kumkumstudio.com